Privacy Policy

Talkin Debts
Last Updated Date: 10 April 2025

Welcome to the TalkinDebts Privacy Policy

At Talkin Debts, accessible via https://talkindebts.org, we value your privacy and are committed to protecting your personal data in compliance with the General Data Protection Regulation (also known as the GDPR) which applies across the European Union (EU) and the European Economic Area (EEA). This Privacy Policy explains how we collect, use, and protect your data when you visit our website and outlines your rights under GDPR.

If you have any questions or requests regarding your data or this Privacy Policy, please contact us at:
📧 Email: info@talkindebts.org

1. Data Controller

The data controller responsible for your personal information is:

Talkin Debts
 Email: info@talkindebts.org
 Website: https://talkindebts.org

2. What Data We Collect

We may collect and process the following personal data:

  • Identity Data: Full name, title
  • Contact Data: Email address, phone number, mailing address
  • Technical Data: IP address, browser type, device information, cookies, time zone, and location
  • Usage Data: Information about how you use our website, services, and interact with content
  • Marketing & Communication Data: Preferences in receiving marketing from us

3. How We Collect Your Data

We collect data in the following ways:

  • Direct interactions (e.g., contact forms, email subscriptions)
  • Automated technologies (cookies, server logs)
  • Third-party services (e.g., analytics providers, advertising networks)

4. Legal Basis for Processing

Under GDPR, we process your personal data using the following legal bases:

  • Consent: When you explicitly agree to our use of cookies or marketing communications
  • Contractual necessity: To perform a contract with you or respond to your inquiries
  • Legal obligation: To comply with laws or regulations
  • Legitimate interests: For analytics, improving user experience, fraud prevention, and marketing (unless your rights override our interests)

5. How We Use Your Data

We use your personal data to:

  • Respond to inquiries or service requests
  • Send newsletters or promotional content (with your consent)
  • Improve our website and services
  • Analyze traffic and usage patterns
  • Prevent fraud and ensure security
  • Comply with legal requirements

6. Data Sharing

We may share your data with:

  • Service providers: For website hosting, analytics, and email delivery
  • Marketing partners: Only with your consent
  • Legal authorities: When required by law or to protect our legal rights

We do not sell your data or use it for unsolicited marketing.
Your data is only shared with trusted third parties under a legal contract that ensures GDPR compliance.

7. International Data Transfers

We may transfer your data outside the European Economic Area (EEA) to trusted partners or cloud services. In such cases, we ensure your data is protected by:

  • Adequate protection as determined by the European Commission
  • Standard Contractual Clauses (SCCs) approved by the EU
  • Binding corporate rules and other appropriate safeguards

8. Data Retention

We keep your personal data only as long as necessary to fulfill the purposes we collected it for, including legal, accounting, or reporting obligations. When no longer needed, your data is securely deleted or anonymized.

9. Your Rights Under GDPR

You have the following rights under the GDPR:

  • Right to access – Request a copy of the personal data we hold about you
  • Right to rectification – Correct inaccurate or incomplete data
  • Right to erasure – Request deletion of your data (“right to be forgotten”)
  • Right to restrict processing – Limit how your data is used
  • Right to data portability – Receive your data in a structured, machine-readable format
  • Right to object – Object to data processing for marketing or legitimate interests
  • Right to withdraw consent – At any time, where processing is based on consent
  • Right to lodge a complaint – With a supervisory authority in your country

To exercise any of these rights, email us at info@talkindebts.org

10. Cookies and Tracking Technologies

We use cookies and similar technologies for:

  • Website functionality
  • Visitor analytics (e.g., Google Analytics)
  • Advertising (with your consent)

Talkin Debts and our trusted partners use cookies and similar tracking technologies to analyze trends, manage our website, understand user behavior, and gather general demographic data about our audience. These tools help us improve our content, enhance our user experience, and deliver more relevant information.

You have the ability to control cookie usage through your browser settings. Please note that disabling cookies may impact certain features or functionality of our website or services.

You can control cookies in your browser settings, but disabling them may affect functionality.

11. Data Security

We apply industry-standard measures (encryption, secure servers, access controls) to protect your personal data from unauthorized access, disclosure, or loss. However, no online platform is 100% secure, and you share information at your own risk.

12. Children’s Privacy

Our website is not intended for children under 13 years old, and we do not knowingly collect personal data from children.

13. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted here with an updated “Last Updated Date”. Please check this page regularly to stay informed.

14. Contact Us

For questions about this Privacy Policy or to exercise your GDPR rights, contact:

Talkin Debts: About Us
 📧 Email: info@talkindebts.org
 🌐 Website: https://talkindebts.org

Please print and keep a copy of this Privacy Policy for your records.

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